Real Estate Investment Calculator

Loan

Purchase price ($) Down payment (%) Down payment ($) computed Interest rate (% APR) Loan term (years) Closing costs ($)

Operating Costs

Simple Detailed

Total monthly operating expenses ($/mo)

Lump sum covering tax, insurance, HOA, utilities, maintenance, supplies. Switch to Detailed for an itemized breakdown.

Monthly Summary

Loan amount—

Cash to close—

Principal & interest—

Tax escrow—

Insurance escrow—

HOA—

Monthly operating expenses—

Total monthly carrying cost—

Total interest over loan life—

Total cost of loan (P+I)—

Extra Monthly Payment

Extra principal per month ($)

Payoff with extra—

Time saved—

Interest paid with extra—

Interest saved—

Fractional Ownership & Rental Break-even

Ownership share (1 / N) Days you have access per year Of those, days available to rent Occupancy rate (%) Property management fee (% of gross) Cleaning fee per booking ($) Avg length of stay (nights)

Your share of annual carrying cost—

Nights rented per year (est.)—

Bookings per year (est.)—

Cleaning revenue (passthrough)—

Required gross rental revenue—

Break-even nightly rate—

Assumes management fee is charged on gross room revenue (not cleaning passthrough), and that you cover your share of all carrying costs while owning the fraction. Adjust inputs to model your specific contract.

Amortization Schedule

Annual view Include extra payment

#	Date	Payment	Principal	Interest	Extra	Balance	Cum. Interest